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Does home insurance cover theft while travelling?

For an additional premium, you can add ‘Personal Effects Cover’ to your policy. This will cover items like jewellery/watches, sporting equipment, bicycles and more when you take them with you away from your home.

You can choose one or both from these two cover types:

  • Unspecified Personal Effects: These are portable items not specified, or listed separately, on your policy. The most we’ll pay per item is $1,000. You are required to nominate a total cover amount for a group of items damaged or lost in any one insured event.
  • Specified Personal Effects: These are portable items specified, or listed separately, on your policy, with individual descriptions and values. 

You can do this when you get a quote and buy a policy or – if you’ve already bought one – by calling us on 13 49 60 or via your online account.

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