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If only part of a room is damaged, can you ensure that the replacement materials will match the undamaged part?

We will only pay to repair or rebuild the parts of your home or contents that are damaged or destroyed. We cannot replace undamaged parts of your home or contents unless it’s specified in your policy documents.

Cupboards, cabinets, or benchtops

We will pay to repair or replace the damaged parts of kitchen cupboards, cabinets, and benchtops. Undamaged parts are also included only if they are continuously joined to the damaged part of the cupboard, cabinet, or benchtop and made of the same material.

Internal blinds or curtains, carpets, other floor coverings, or wall coverings

We will pay to repair or replace internal blinds or curtains, carpets, other floor coverings, or wall coverings, but only in the same room, hallway, or passageway where the loss or damage occurred.

The same room is defined as the area starting and finishing at the nearest walls, doorway, archway, or other openings.

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